Student Loan Service
Student Loan Service is a consultation service that offers an affordable way to make your federal student loan debt more flexible and easy to manage. With over 10 years experience in federal student loan and unsecured debt recovery, our specialists will work with you to find the program that best suits your current financial situation. We'll work directly with your lenders, organize your Federal Student Loans, and help you obtain one low cost monthly federal student loan payment to save you potentially thousands of dollars!
Are you behind in student loan payments? Do you see your minimum payments piling up? Have you gotten so far behind that you may be facing tax seizures or possible wage garnishments? Student Loan Service was established to assist with those who are struggling with their Federal Student Loans! Go ahead a fill out our contact form so that our specialists can contact you and get you the relief you are looking for!
If you are searching for Federal Student relief, Student Loan Service can help. We will work on your behalf to ensure the process of consolidating your Federal Student Loans is easy and successful! SLS will always find a solution that is exactly what you're looking for!
Imagine a life without overwhelming Federal Student Loan monthly payments. Simply fill out our form to get you started today.
About Our Services
Eligible Loans
- Subsidized Federal Stafford Loans
- Direct Subsidized Loans
- Subsidized Federal Consolidation Loans
- Direct Subsidized Consolidation Loans
- Federal Insured Student Loans
- Guaranteed Student Loans
- Unsubsidized and non-subsidized Federal Stafford Loans
- Direct Unsubsidized Loans
- Unsubsidized Federal Consolidation Loans
- Direct Unsubsidized Consolidation Loans
- Federal Plus Loans
- Direct Plus Loans
- Direct Plus Consolidation Loans
- Federal Perkins Loans
- National Direct Student Loans
- National Defense Student Loans
- Federal Supplemental Loans for Students
- Parent Loans for Undergraduate Students
- Auxiliary Loans to Assist Students
- Health Professional Student Loans
- Health Education Assistance Loans
- Nursing Student Loans
- Loans for Disadvantaged Students
Ineligible Loans
- Loans made by the state or private lender and not guarenteed by the Federal Government
- Primary Care Loans
- Law Access Loans
- Medical Assist Loans
- PLATO Loans
Interest Rate:
The interest rate is a weighted average of all of the loans that are being consolidated, and will not exceed 8.25%.
Forgiveness Programs: - Public Service
- Teachers
- Military
Repayment Plans:
- Standard: Make fixed monthly payments to pay loan off in 10 to 30 years. The minimum payment under this plan is $50
- Graduated: Payments will begin at a lower amount and will gradually increase every two years to pay off the loan in full in 10 to 30 years.
- Income Contingent: Monthly payments are based on your adjusted gross income as well as your spouse’s if you are married, your family size, and your loan balance. This amount is subject to change upon review of your situation on a yearly basis. If the loan is not repaid within 25 years, the remaining balance will be forgiven.
- Income Based: Monthly payments are based on your adjusted gross income and family size. This amount is subject to change upon review of your situation on a yearly basis. If the loan is not repaid within 25 years, the remaining balance will be forgiven
